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[Health Insurance] 31, Residual and Partial Disability Benefits
Published: April 27, 2026
Duration: 3:08
This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
In this episode you will learn:
- Residual disability benefits are triggered by a loss of income, with payments proportional to the percentage of earnings lost.
- Partial disability benefits are paid when an insured can perform some, but not all, of their essential job duties, often for a flat percentage and a limited time.
- The exam t...