E499 - ✈️ Citi Strata Elite Approvals Are Pouring In — Plus a Sneaky Airline Refund Trap You Need to Know About Now

A brand-new premium credit card is turning heads with easy approvals and over $2,300 in first-year value, making it one of the most talked-about card launches in recent memory. American Airlines has quietly changed its refund policy in a way that could cost you real money if you're even a second too late. IHG has extended its 100% bonus points sale, and when combined with the right credit card strategy, luxury hotel stays become surprisingly affordable. Amex Membership Rewards just gained a new transfer partner that's flying under the radar but delivering up to two cents per point in value. All that...