E117 - How I’ve Earned 2M+ Points Paying Payroll With a Credit Card Using Zil Money (Ep. 117)

In this episode of Revolutionizing Your Journey, DeAndre Coke breaks down one of the most talked about strategies in the points and miles community: running payroll through a credit card using platforms like Zil Money.

DeAndre explains how payroll by credit card works, why it became popular among business owners, and what has changed in 2025. He walks through the mechanics of the process, including how payments are processed, how fees are charged, and how those fees factor into the overall points earning strategy.

The episode focuses heavily on the math behind the strategy. DeAndre explains...