Medicare For The Lazy Man Podcast

     MEDICARE ADVANTAGE MINUTE:                                                         Informed consent: The key to preventing big Medicare Advantage mistakes!      YOUR MEDICARE BENEFITS 2025:                                                            Surgical Dressings Enjoy some correspondence from clients or wannabe clients:      Ken & Mrs. Ken sent their heartfelt thanks for the help with various insurance products, including Medicare supplement and life insurance which they shopped for effortlessly and without being irritated by me or any other annoying insurance agent.      A new client, under 65 on SSDI, wrote to request Medicare supplement quotes. Fortunately for her, the rates in her state are quite reasonable.      ANON sent a lengthy message entitled: Two Complaints and Some Serious Foot-Stomping (o...

     MEDICARE ADVANTAGE MINUTE: New United Healthcare CFO plans to restore the company's "swager"!      YOUR MEDICARE BENEFITS 2025: Surgery Lipitor (Atorvastatin) has endured a very large recall that may affect hundreds of thousands of users; There might be a pattern of lapses in drugs manufactured overseas. Finally, I examine the very small rate increases enjoyed by those insured by High Deductible Plan G. Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LA...

     MEDICARE ADVANTAGE MINUTE:                                                                  MA enrollees have access to only about half of the physicians that would be available to traditional Medicare participants                                                     (those in Original Medicare with a Medicare supplement)      YOUR MEDICARE BENEFITS 2025:                                                           Supplies Article: "Challenges of Choice in Medicare"                                                                  Many people struggle with the Medicare decisions the must make. Finally, a prospective client has four questions for which he seeks answers. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A++)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on...

Correction: Its "Medicare for the Lazy Man; BARE BONES" (not BIG BONES)! MEDICARE ADVANTAGE MINUTE:                                                                  MA premiums drop in 2026; Here's how hidden costs could still hit your wallet!      YOUR MEDICARE BENEFITS 2025:                                                           Speech-language pathology services! Four states have issued cease and desist orders to several insurance companies who have cleverly thought of ways to trick customers into not buying some of their plans. That way the plans aren't withdrawn from the market but nobody can buy them. Finally, we present a quiz in which we identify the most & least overweight and obese states. Contact me at: DBJ@MLMMailbag.com (Most sev...

     Medicare Advantage Minute:                                                                          Major Insurers Scale Back MA and Part D Drug Plans for 2026.      YOUR MEDICARE BENEFITS 2025:                                                                          Social Determinants of Health Risk Assessment Ten year Medicare supplement rate increase history used as a sales tool, from BC/BS of Texas. Smallest increases: 0%. 2025 increase: 14+%. Yikes! New client Sydney's husband Paul came to recognize that he had been misinformed about the many advantages of Medicare + Medicare supplements. The reality is much brighter than he had been led to believe.                                        His only regret: not purchasing High Deductible Plan G when he had the opportunity! Finally, Randy wants to confirm his understanding that when a person has an MA plan snatched away wi...

     Medicare Advantage Minute:                                                                         House Democrats Introduce Legislation to Stop Prior Authorization Pilot!      Your Medicare Benefits 2025:                                                                          Sleep Studies How the government shutdown affects Medicare! (Spoiler alert: It doesn't) Concierge medicine described, with pros & cons for patients and doctors. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short custom...

      Medicare Advantage Minute:                                                                      United Healthcare Projects A 1,000,000 Member Drop in Medicare Advantage Enrollment      Your Medicare Benefits 2025:                                                                              Skilled Nursing Facility Care Correspondence with client Richard: He wondered whether he had to "re-up" (re-enroll) in his Medicare supplement and/or his Part D drug plan. Turns out he received a very scary "scam" e-mail raising concern that his insurance was about to lapse. Correspondence with soon-to-be client Kelly: She is worried about the level and quality of customer service she will have with a particular company. In my view she was misled by a government website. Contact me at: DBJ@MLMMailbag.com (Most sev...

          Medicare Advantage Minute:                                                                              Want to watch a highly entertaining documentary about a type of Medicare insurance to be avoided like the plague? Type this into the YouTube search window: "Medicare Advantage: Last Week Tonight with John Oliver"           Your Medicare Benefits 2025:                                                                     Shots (vaccines) Correspondence with a potential client answers the question: What keeps the deductible in "High Deductible Plan G" from taking off into the stratosphere? AI set his mind at ease: Increases are linked by law to the Consumer Price Index. Finally, I present a simple explanation of how medical bills are covered by the High Deductible Plan G. the Medicare supplement I r...

         Medicare Advantage Minute:                                                                                Medicare users could soon lose perks they love, like choosing their own doctors!           Your Medicare Benefits 2025:                                                                            Shingles Shots We review recent rate increase filings in various states by various insurance companies. Is Medical inflation still with us or is it starting to subside? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returnin...

         Medicare Advantage Minute:                                                                               Mayo Clinic warns that it won't take most Advantage plans (in Phoenix, AZ and Jacksonville, FL).         Your Medicare Benefits 2025:                                                                           Sexually Transmitted Infection Screenings Correspondence, consisting of questions and answers, from clients and soon-to-be clients, Peter in New York seems happy to have discovered the podcast. Michael has many questions about the consequences of moving, disenrolling from Part B and exceeding the IRMAA penalty tipping point. Peter in Houston wants to discuss the advantages and disadvantages of various rating protocols and to what extent customer service should concerns play in his decision process. Contact me at: DBJ@MLMMailbag.com <p...

Medicare Advantage Minute:                                                                                               An article by Medicare Advantage plan boss Sachin H. Jain lays out the top 5 reasons for turmoil in the MA markets. Your Medicare Benefits 2025:                                                                                               Second Surgical Opinions (and even third opinions under some circumstances). From Toni King's column: Reader Don asks, "Why am I receiving a Part D penalty?" Correspondence from new listener (and soon to be client) Peter from Houston.    He has concerns that cause me to address:                                                              various rating methodologies,                                                                                 the possibility of the "deductible" in High Deductible supplements to grow beyond reasonable limits                                                                                                     and something else that induces me to send him a link to the HeyMoe drug plan selection program. With that he will earn a small discount and a valuable series of drug discount opportunities. Contact me at: DBJ@MLMMailbag.com (Most...

Medicare Advantage Minute:                                                                                                  Four Things to Know About the Medicare Prior Authorization Pilot Program.  The existence of this experiment just might be the first step down a very slippery slope!  Your Medicare Benefits 2025:                                                                                                 Rural Health Clinic Services Concierge Medicine Explained Ten Best & Worst States in Which to Find a Job! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please...

Medicare Advantage Minute:                                                                                                  Stop the Health Insurers' Raid on the Treasury! Your Medicare Benefits 2025:                                                                                                  Respiratory Syncytial Virus (RSV) Shot Stalker Suzy reviews Hey Moe's Melinda Caughill's appearance on the MLM Podcast! Prescription Drug Coverage Options are Shrinking for Medicare Shoppers Ozempic & Wegovy are now sold at Sam's Club for $500, joining Costco, GoodRx  and Novocare Pharmacy.    Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on A...

For the first time in history another Medicare expert joins us (via ZOOM) to shed some light on a complicated Medicare problem: How to select the best available prescription drug plan without having to deal with any annoying insurance agents! We welcome Melinda Caughill from HeyMOE.com to explain their brand new service. MOE stands for "Medicare Open Enrollment" and Hey is a call to action (I guess) so Hey MOE should be your signal to use the best plan selection tool in the business! Contact me at: DBJ@MLMMailbag.com ...

Medicare Advantage Minute:                                                                                      33 Health Systems are Dropping Medicare Advantage Plans!                               Why might this be? Cited reasons include prior authorization problems and slow payments! Your Medicare Benefits 2025:                                                                          Religious Nonmedical Healthcare Institution Items & Services Vacation Report:                                                                                                  Visitors to Arizona report having lots of fun in the sun. Let's hope they keep it under their hats after returning to the East Coast. It is getting crowded out here in the Sonoran Desert! Alert listener Steve in Texas entered a comment under a Medicare instructional video indicating "he wouldn't trust a broker who does not recommend supplement High Deductible Plan G".                                                                                  Another viewer opined that HDG is not a...

For the first time in history another Medicare expert joins us (via ZOOM) to shed some light on a complicated Medicare problem: How to select the best available prescription drug plan without having to deal with any annoying insurance agents! We welcome Melinda Caughill from HeyMOE.com to explain their brand new service. MOE stands for "Medicare Open Enrollment" and Hey is a call to action (I guess) so Hey MOE should be your signal to use the best plan selection tool in the business! Contact me at: DBJ@MLMMailbag.com ...

Medicare Advantage Minute:                                                                                                 The government will allow plan changes due to inaccurate Medicare Advantage network directory listings.  Your Medicare Benefits 2025:                                                                                                 Radiation therapy Humana announcement details year-end Medicare supplement rate increases for supplement plans in several states. Exactly as predicted by this podcaster, High Deductible Plan G proves to be the best deal of all! Samples from the file containing the content curator's favorite category: Correspondence:                                                                                                                     Myrna asked about the cautionary statements on page 21 of "Medicare for the Lazy Man". The source of confusion had to do with the difference between Health Savings Accounts and Flexible Spending Accounts.                                                                                                                               ...

Medicare Advantage Minute:                                                                                               A New Hampshire state official issues a dire assessment of the state of the Medicare Advantage market in his area of responsibility.  Your Medicare Benefits 2025:                                                                                                Pulmonary Rehabilitation Programs                                                                       Hey MOE is a new subscription service that wants help you identify the very best Part D prescription drug plan available in your area. As often happens when two massive behemoths encounter each other, some negotiations are in order. However, we are close to agreeing on a guest appearance on this very podcast.  If you take expensive drugs and would like to scan reputable Canadian pharmacies to find out if you can save money, send a message. I will be happy to share my short list of websites that you can...

Medicare Advantage Minute:                                                                                              Nine Payers (Insurance Companies) Recently Fined by Various States Your Medicare Benefits 2025:                                                                                               Prosthetic Devices The Hey MOE (Medicare Open Enrollment) drug plan selection service is ready to pick out the best Part D drug plan available in your neck of the woods. The automated process is able to compare more variables than even the highly experienced Lazy Man team can do. Finally, we review an article suggesting that claim denials are increasing. The statistics show that most providers are burdened by a growing level of scrutiny and regulation which suggests that insurance companies are tightening the screws.  Contact me at: DBJ@MLMMailbag.com<...

Medicare Advantage Minute:                                                                                                             Medicare Advantage Legislation in Congress: 8 Bills to Watch Your Medicare Benefits 2025:                                                                                                             Prostate Cancer Screening MY ANNUAL AEP ADDRESS TO THE NATION is ON THE AIR! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.</